Question for those who think they shouldn't be made to buy heath insurance...?

If you don't have insurance and get sick (and you WILL... it's inevitable), what do you plan on doing? Go to the hospital emergency room? But wait a minute, then I'M paying for YOUR health care! Why shouldn't you pay for your own? If you go to the hospital and can't pay, then all the rest of us end up footing your bill. This is ironic since conservatives usually claim to despise freeloaders. Why should those of you who won't buy health insurance be able to freeload off the rest of us? How come it's o.k. for Mitt Romney to require people to have health insurance in his state, but when Obama does it it's suddenly "unconstitutional"?